Dental, Vision & Hearing —
The Coverage Major Medical Skips
Most health insurance plans don't cover routine dental, vision, or hearing care. A standalone or bundled DVH plan fills that gap — keeping your whole health covered without breaking the budget.
What Is Dental, Vision & Hearing Insurance?
Most ACA and employer health plans exclude routine dental, vision, and hearing care — or offer only minimal pediatric benefits. That means regular cleanings, eye exams, glasses, contacts, hearing screenings, and hearing aids come entirely out of pocket unless you have a separate plan.
Dental, vision, and hearing plans are standalone policies you add to your existing coverage. You can purchase one, two, or all three — and in many cases, bundling all three together reduces the total premium compared to buying them separately.
Dental plans typically cover preventive care (exams, cleanings, X-rays) at 100%, and basic and major work at progressively higher out-of-pocket percentages. Vision plans cover annual exams and an allowance for glasses or contacts. Hearing plans cover hearing evaluations and provide a benefit toward hearing aids, which can cost thousands of dollars without coverage.
Why It Matters
Covers Care Your Health Insurance Skips
Routine cleanings, eye exams, glasses, hearing screenings, and aids — all excluded from most health plans — are covered under a DVH policy.
Encourages Preventive Care
Regular dental and vision exams catch problems early — before they become expensive. Plans that make preventive care affordable lead to better long-term health outcomes.
Hearing Aid Benefits
Quality hearing aids can cost $3,000–$7,000 per pair. A hearing benefit can offset a significant portion of that cost — or cover it entirely, depending on the plan.
Bundling Saves Money
Purchasing dental, vision, and hearing together as a bundle is typically more affordable than three separate plans — and simpler to manage as a single policy.
What's Typically Covered
Coverage varies by carrier and plan. A GraceGuard advisor will review exact terms for the plans available in your state.
Who This Plan Is For
Common Questions
Talk to a Licensed Advisor About DVH Coverage
A GraceGuard advisor will compare dental, vision, and hearing plans available in your state and help you decide whether individual or bundled coverage makes more sense for your situation.
- Free 15-minute consultation with a licensed advisor
- We serve clients in 30 U.S. states
- Your information is kept private and never sold
- Zero obligation — walk away at any time
Request Your Free Consultation
A licensed advisor will call you within one business day.